Retirement Planning ....

Experience, and a high level of technical expertise, enables us to advise employees and the self employed on the design, implementation and servicing of the most suitable pension schemes.

We can take account of Government incentives, any employer's support and your capacity to save so that a realistic retirement programme is put in place.

With generous tax incentives and a wide range of available investments, selection of the most suitable pension scheme is vitally important to ensure a source of wealth in retirement.

Planning is required beyond retirement age to take advantage of the different methods of drawing benefits that should take account of income needs, tax, flexibility and life expectancy.

For further information, please call us on 020 8577 1000 or email value@csuk.com

Personal Tax Planning....

All our recommendations take into account your position with regards to Income Tax, Capital Gains Tax and Inheritance Tax.

Whenever possible use is made of existing tax exemptions, allowances and thresholds and, if appropriate, simple restructuring of your affairs can result in a considerable tax saving.

Our advisers have the expertise to understand personal tax issues and to liaise with our colleagues at CSFA, so that tax mitigation can be considered in conjunction with other financial planning issues.

For further information, please call us on 020 8577 1000 or email value@csuk.com

Investment Services

CSFA provides an extensive advisory service for your investment needs. By analysing your circumstances and objectives we are able to consider suitable investments that will match your requirements in terms of risk, tax efficiency, accessibility and market experience.

We continually research the products and services offered by leading international investment institutions - fund management groups, stockbrokers, insurance companies, banks, building societies and the Government. This enables us to construct portfolios of all sizes, and to ensure ongoing suitability through a regular review of your requirements.

For further information, please call us on 020 8577 1000 or email value@csuk.com

Income and life protection

Far too often financial planning is considered with the expectation of constant income generation and known expenditure patterns. We believe it is vitally important that you consider the financial impact on yourself and your families if ill health, disability or death occurs.

We live in a world where it is expected that buildings, contents, cars and other personal assets are insured. Yet far greater disruption is caused by temporary or permanent personal incapacity or death.

As independent advisers we are able to select the most suitable policy, in terms of cover and cost, that can offer vital protection throughout your life from starting a family through to long term care.

For further information, please call us on 020 8577 1000 or email value@csuk.com